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CASH BACK

CASH BACK Cash back credit cards explained The initial credit cards were simple, standard ones with no fancy advantages or programs attached to them. With the credit card use increasing and attractiveness getting higher among users, card companies have come up with several offers and loyalty programs with the intend of offering gains to both the consumer and the bank. …

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REWARD POINTS

REWARD POINTS What are Reward Points? Many credit card customers receive rewards, such as frequent flyer points, gift certificates, or cash back as an incentive to use the card. Rewards are generally tied to purchasing an item or service on the card, which may or may not include balance transfers, cash advances, or other special uses. Depending on the type …

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Disadvantages & Precautions

Disadvantages & Precautions Disadvantages of credit cards Thrifty and balanced spenders won’t have much trouble with credit cards. For them, credit cards are truly a convenience. Most people however are neither balanced nor thrifty which is why Credit Card companies are able to stay in business and make such huge profits. Here are some of the disadvantages of credit cards …

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BAD CREDIT – CREDIT CARDS

BAD CREDIT – CREDIT CARDS Credit Cards for Rebuilding Bad Credit To rebuild a bad credit history, you must begin adding positive information to your credit score. The more positive information you can add, the more your credit score will improve. The trouble is finding credit cards for rebuilding bad credit. The majority of credit cards on the market are …

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TYPES OF CREDIT CARDS

TYPES OF CREDIT CARDS Since each person’s financial needs are different, it makes sense that there are different types of credit cards. Before you apply for a credit card, become familiar with the various kinds of credit cards to make sure you’re choosing the best credit card for you. Standard Credit Cards The most common type of credit card allows …

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BENEFITS

BENEFITS Some might refer to the good ol’ credit card as the Fantastic Plastic. As recent statistics have shown, credit cards in the western world are proving to be anything but fantastic, especially for those who succumb to its use. Debt quickly emerges and strangles the card owner somewhat like a Boa Constrictor strangling its host. Deceptive Plastic Perhaps it …

FRAUDS

FRAUDS Have you ever eaten at a restaurant, paid with a credit card, and forgotten to get your copy of the credit card receipt? Did you know that many of these receipts have your credit card number printed right there for anyone to see (and use)? And, if you’ve signed them, your signature is also right there for someone to …